ASSIGNMENT 3: IMPACT OF ECONOMICS ON DAILY LIVING ECO1100

Assignment 3: Impact of Economics on Daily Living ECO1100 - Economics
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What to submit/deliverables: A completed Assignment 3 XLS Template and a completed Assignment 3 Financial Analysis Explanation Word Template.   Criteria for Success: In this assignment, you will: Create three monthly budgets using Excel for a financial analysis. Summarize the change in expenditures between budgets. Show the findings of your personal financial analysis using appropriate graphs/charts in Excel. Explain how the chosen graphs/charts help someone to better understand the presented financial data better than other potential graphs/charts. Discuss the results of financial analysis including overall progress towards saving goals, potential changes in budget that can be made in the future, possible economic/life impacts that may affect their budget in the coming year. Reflect on what your financial analysis might reasonably look like in a year taking into account income growth and inflation of consumer prices.  Scenario: Three months have passed since you created your initial Financial Plan (from Assignment 2). A friend who is studying to become a financial advisor recommends that you check in on your progress towards your saving goal. She volunteers to help you conduct a financial analysis of your personal budget over three months. You meet with your friend each month to go over your analysis. In her studies she is learning that people understand budget concepts better when they are represented as visuals, so she asks you to create some.Assignment 3 Assignment 3 Financial Analysis Graphs Excel Template Month 1 Budget Month 2 Budget Month 3 Budget Financial Goal Savings Progress Dollars Percent Dollars Percent Dollars Percent Savings Overall Savings Amount Remaining to Save Income - Income $ - 0 - Income $ - 0 - Month 1 0 Expenditures Expenditures Expenditures Month 2 0 Housing Housing Housing Month 3 0 Food Food Food Transportation Transportation Transportation Education Education Education Utilities Utilities Utilities Taxes Taxes Taxes Health Care Health Care $ 400 Health Care Family Care Family Care Family Care Miscellaneous Miscellaneous Miscellaneous $ 100 Savings Savings Savings Total Total Total Assignment 3 Excel Instructions: In this assignment, you will make three monthly budgets. Your income increases each month using embedded formulas, as shown in the tables above. Additionally, in Months 2 and 3, some cells have been filled in with a formula to represent an unexpected expense in that expenditure category for the month. You will need to reallocate your budget around these expenses. 1. Fill in the Month 1 Budget based on your annual budget from Assignment 2. Remember that Assignment 2 was looking at your annual budget. So, to get the number for your monthly budget, you will need to divide by 12. 2. Notice that your income for Month 2 and Month 3 have been auto-calculated. Use these income numbers to plan your budgets in these months. Also, as noted in the instructions, notice that your “Health Care” costs for Month 2 and your “Miscellaneous” costs for Month 3 have auto-calculated. Do not change these numbers. You will need to plan around them. 3. For Month 2 and Month 3, fill in the cells for each category for how you are choosing to allocate your income in each of those months. 4. Use formulas to calculate the sum for your total in the “Dollars” columns, and fill in the “Percent” columns for each monthly budget. 5. Now produce a graphic for each of these three budgets to show the spending allocation. You could use a pie chart, bar chart, or other graphic from Excel. You will end up with three graphics, one for each month. Each graphic should show how you have allocated your income among the various categories. 6. Complete the Financial Goal Savings Progress table by entering in the “Savings” amount from each of your three monthly budgets. Use a formula to calculate how much you have left to save using the dollar amount of your chosen savings goal from Assignment 2. 7. Create a graphic that shows your progress toward your savings goal based on the information you input into the Financial Goal Savings Progress table. Select the type of graphic that you think would best illustrate your progress. 8. Put the graphics in the space below on this spreadsheet. PlaECO110 Assignment 3 Financial Analysis Explanation Word Template While writing responses to the prompts below, you may need to refer back to the budgets and graphs you created in the Assignment 3 Financial Analysis Graphs Excel Template. Make sure you have completed your budget before completing this portion of the assignment. Questions 1. Explain why you chose these particular graphs or charts. How do the graphs or charts you created help someone understand the financial data? [Write your response to Question 1 here.] 2. Discuss the results of your financial analysis, including overall progress toward savings goals, potential changes in your budget that can be made in the future, and possible economic or life impacts that may affect your budget in the coming year. [Write your response to Question 2 here.] 3. Reflect on what your financial analysis might reasonably look like in a year, taking into account income growth and inflation of consumer prices. a. What economic trends might you want try to account for when making your projection? b. How could you try to plan for unexpected expenses when making your projection? [Write your response to Question 3 here.] 1
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Furman was caught i One major ethical conflict that may arise in my investigation is the Responsibility to Client in both Standard 3 and Standard 4 of the Ethical Standards for Human Service Professionals (2015).  Making sure we do not disclose information without consent ev 4. Identify two examples of real world problems that you have observed in your personal Summary & Evaluation: Reference & 188. Academic Search Ultimate Ethics We can mention at least one example of how the violation of ethical standards can be prevented. Many organizations promote ethical self-regulation by creating moral codes to help direct their business activities *DDB is used for the first three years For example The inbound logistics for William Instrument refer to purchase components from various electronic firms. During the purchase process William need to consider the quality and price of the components. In this case 4. A U.S. Supreme Court case known as Furman v. 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