Vinod_Srinivas replies - I need to reply to my classmates discussions - Writing
I have attached the document with 6 discussions and I need to reply to each one of them in 150 word each. APA formatPlease no copy paste and mention students name above each discussion. And reply as if you are replying to them and not as a third person
vinod_srini_replies.docx
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Vinod DS replies
1 day ago
Ramakrishna Mallela
Week-11!
COLLAPSE
PCI Compliance:
In simple words, PCI compliance is something that all merchants should comply to if they
accept debit and credit cards in order to protect cardholder data. The compliance depends
on your transaction volume.The security rules put down by Payment Card Industry (PCI), if
you capture account numbers, CVV, card expiration dates, etc. then you are compliant to
PCI so that you wont have the risk of accusation of credit card fraud, or high fines for noncompliance etc.
There are several requirements set down by PCI in order to prove that you are compliant.
They are, to protect cardholder data install firewall configuration and maintain it, Protect
stored data, Use and regularly update anti-virus software, Restrict physical access to
cardholder data, maintain a policy that addresses information security, Assign a unique ID
to each person with computer access. A database administrator should keep these guidelines
in mind and ensure enough security to the database that stores these sensitive data.
Retailers are an easy target to cyber criminals because usually retailers are not bound to
have enough security in their system to protect card related data. Also, many retailers use
card-not-present transactions in their online stores, so it is impossible to keep track of the
identity of the users, so anybody can login and misuse the site.
Your merchant account could be revoked or you could be unable to accept
certain types of cards if you are not PCI compliant. lf you are found negligent in
the event of a breach, you are likely to face significant fines, higher costs
through increased compliance requirements, larger merchant fees and/or
potential suspension or cancellation from your credit card merchants
(McDonald, Lori. “PCI Compliance: An Overview for Ecommerce).
In todays world, if data is not well protected it can put your risk in a very high risk, and it is
necessary to take all the best possible steps to prevent a data breach from happening and
PCI compliance will be the best way to do it and protect your business.
The Payment Card Industry Data Security Standard (PCI DSS, or just PCI) is a security
guidelines standard identified with installment cardholder and card installment data
security. Any organization or foundation that utilizations and stores such data is committed
to follow the PCI standard.
According to the 2018 Verizon Payment Security Report, only 52.5\% of all
organizations are 100\% PCI compliant, and just 39.7\% of companies in the
Americas (Petters, Jeff 30 Mar. 2020) Its recommended to keep non-production systems
related to the database that stores card data (any processing or transmission systems) safe
as well. For example, its not uncommon that malicious software on a non-production
system provides access to the production system using internal network structure.
.On the other hand, SQL Server authentication is natively alert-less in terms of attack
attempts, and whats even worse, SQL Server is very responsive when validating
authentication attempts - except logged failed logins, practically no other indicators exist.
The PCI Standards Council is responsible for the development of the standards
for PCI compliance. These standards apply for merchant processing and have
also been expanded to outline requirements for encrypted internet
transactions (Kagan, Julia. “PCI Compliance.” Investopedia, Investopedia, 20 Apr. 2020)
ApexSQL Audit, a SQL Server auditing and compliance tool can help you accomplish these
recommendations in order to comply with PCI regulations. It provides a wide range of
options for auditing SQL Server activities, monitors security permissions, and login and
password changes. ApexSQL Audit provides auditing of multiple SQL Server instances from
a central location, with remotely accessible web based reports.
To comply with PCI, you must create and maintain a safe environment, and keep your SQL
Server instances, databases, and objects changes audited. To ensure that no treats for card
holder and credit card data exist, use ApexSQL Audit to track security related events on SQL
Server instances, databases and objects per PCI regulation requirements
References:
[1] Kagan, Julia. “PCI Compliance.” Investopedia, Investopedia, 20 Apr. 2020,
www.investopedia.com/terms/p/pci-compliance.asp.
[2] McDonald, Lori. “PCI Compliance: An Overview for ECommerce.” Brilliance Business
Solutions, www.brillianceweb.com/resources/pci-compliance-an-overview-forecommerce/.
[3] Petters, Jeff. “What Is PCI Compliance: Requirements and Penalties: Varonis.” Inside
Out Security, 30 Mar. 2020, www.varonis.com/blog/pci-compliance/.
9 hours ago
Durga Dhanusha Bikkina
Discussion 11
COLLAPSE
DB Security: PCI Compliance
As we all know Confidentiality, Integrity and Availability are three aspects of CIA triad
and each of the aspects has its own importance in securing data and providing services. Since 2000,
when internet has become the medium to transfer data, exchange information, expedited
communication etc., exchange of currency was also replaced by payment cards like credit and
debit cards. Over 80\% of the transactions are carried out by using payment cards in US. So, this
brings in the need to protect consumer personal data by the organizations that allows customers to
use payment cards (Amy 2017).
PCI Data Security Standard is set of security guidelines that are required to implement and
protect credit card data. PCI DSS is a widely accepted set of policies and procedures intended to
optimize the security of credit, debit and cash card transactions and protect cardholders against
misuse of their personal information. For any credit card company to issue a card to consumer,
they need to capture consumer PII data like full name, address, mother’s maiden name, social
security etc. As these details are confidential, they must be secured and protected from
unauthorized access or exposure to maintain confidentiality and integrity of the data.
PCI DSS guidelines come with a set of requirements to be implemented by any company
that allows consumers to use payment cards for transactions to be PCI compliant. Based on the
revenue they make they must follow certain audit policies to ensure that they are PCI compliant.
As the confidential data is stored in Databases for any retailer, all the data at rest, at motion and at
processing must be encrypted. Data base roles must be created to ensure least privileges are
provided to non-admin users. Any role that has admin privileges must be audited every quarter to
ensure admin privileges are not misused.
Database administrators must also enable audit on all the DB tables to capture audit logs
in the event of data breach or cyber attack. This helps to identify who and when the attack was
executed in the event of failures to provide audit evidences to internal or external auditors. Also,
database administrators must always apply new patches as and when the vendor recommends or
comes up with some patches to fix known issues. “Patches offered by software and operating
system (OS) vendors should be regularly installed to ensure the highest possible level of
vulnerability management”. Database administrators must work with Network administrators to
implement firewalls accordingly.
Any organization or enterprise that fails to be PCI compliant, they are bound to pay huge
penalties starting from 5K to 100K based on the level of the breach and sensitivity of data that is
revealed. Apart from the penalty, it is about company’s reputation and trust worthiness that is
impacted adversely. This may result in consumer un-satisfaction that leads to loss of business and
incurs huge loss. Complying with the security regulations for managing bank cards is extremely
important for your business and the safety of your clients. For better operations, it is highly
important for any company to be PCI Compliant (Ani 2017).
References
Amy H. W. (2017). What is PCI level 1 compliance and why do you need to know? Retrieved
from https://blog.invoiced.com/what-is-pci-level-1-compliance-and-why-do-you-need-toknow
Ani M. (2017). PCI Non-Compliance: 7 negative consequences for businesses. Retrieved
from https://www.mymoid.com/pci-non-compliance-consequences/
Srinivas A and V replies
12 hours ago
Sri Harsha Guruju
Resources: Skills, technology
COLLAPSE
I choose “Resources: skills, technology” to discuss why Kirk states it will impact my critical
thinking and shape my ambition.
Employment is much higher among jobs that require an average or above-average level of
preparation (including education, experience and job training); average or above-average
interpersonal, management and communication skills; and higher levels of analytical skills, such
as critical thinking and computer skills.
Skills, we must take most of the applicable resources of the available capabilities on the team.
You can have it for yourself, on the personal capabilities that you possess. Not only get what
skills you have and what skills you don’t, but also which of these skills are you good at. What
skills go you have available as a team and what weaknesses exist. Skills can be improved by
group discussions, taking to the team members and also Working as an improved team gives you
some skills which can be replaced for or in bigger vision taken. By recognizing the available
talent in the group, you should choose and place wisely to optimize available resources. The
availability of the resources in the reserved amount and optimal utilization (critical thinking) of
skills can shape ambition.
Technology is an ocean where it grows but never seems less, this keeps increasing by the years
passing and also technology tools are very good resources for data visualization and to become
more social factor. Technology tools are plentiful for data visualization and becoming more and
more socially increasing. So, there are some packages that will do almost everything, as a
complete suite. In the recent times, varying tools were used to accomplish different tasks and the
improved data. There are different tasks entailed the many stages of prepping the data,
developing the data, and visually presenting the data. Now technological tools accomplish almost
every task. Anyways, cleaning the data is sometimes a manual task and may require writing
custom code in languages such Python and R. (The R Project for Statistical Computing, 2018)
Skills must be like an improved, advanced, enhanced, and adapted to ever changing technology.
Skills must have the underlying principles that are developed as critical thinking when stepping
though a process and knowing the correct and efficient direction. Having clear knowledge of
data analysis principles allows ambition to grow, knowing you can accomplish the task.
Possessing the skills (principle fundamentals and critical thinking), and technology allow you to
“embrace the constraints” and “heighten your creative senses and lead to successful, innovative
solutions”. (Kirk, 2016)
https://www.digitalhrtech.com/technology-skills-every-hr-professional-needs/
https://www.pewresearch.org/internet/2017/05/03/the-future-of-jobs-and-jobs-training/
16 hours ago
Anusha Tadiboyina
Discussion 3
Hello All,
COLLAPSE
Of all many key elements, the resources of the project are essential factors for profitable
implementation and project completion. Skills means the skills and the need to perform specific
tasks, and the ability to see how this project relates to business objectives. This is a set of features
available in the team. It shows what the capabilities are and what they are not and what those
capabilities are. As a team, some capabilities may be off or improved. In order to identify
operational intelligence in a group and improve the resources available, one must make intelligent
choices and control. The existence of ability and the use of choice is ambitious. Technology
devices are becoming more and more important for information insights. That means there are
some apps that will do almost everything just like the whole thing. In the past, different devices
were used to perform particular tasks. Various tasks include data preparation, data development
and visual presentation of data. Technical devices work almost all the time in different apps.
However, from time to time it is necessary to manually clear the record as well as write custom
code in languages. Visualization of data is increasing in the modern world, and technologies play
an important role here, as there are many tools available for this purpose. When different tools
become available, use them to learn how to use your skills and adapt to new technologies. We need
to work to complete the work, practice the principles of data analysis, and try to learn and develop
it so that the work can be completed. Critical thinking in the right direction will give us the
opportunity to highlight our skills, and utilize the resources to work on new technologies.
Skills must learn, grow and adopt ever-changing technologies. Skills need to meet basic standards
that can be developed through the life of the policy and driven by the lack of knowledge of the
right and green side. Having qualitative experience with statistical analysis criteria allows for
increased imaging. With skills and science, you can accept boundaries and build your creativity
and move toward successful, innovative solutions.
Reference:
Kirk, A. (2016). Data visualization: a handbook for data driven design. Sage.
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